State Bank of Pakistan figures compiled by Arif Habib Limited show that deposits held by financial institutions climbed 16 percent year-on-year to reach Rs. 40.8 trillion in September 2026, moving up from Rs. 35.2 trillion during the same month in the prior year.
Deposits expanded 4 percent compared to August, rising from Rs. 39.2 trillion and gaining about Rs. 1.6 trillion over the course of a single month.
Earlier this month, ProPakistani reported that bank deposits were nearing Rs. 40 trillion.
Bank Lending Picks Up
Advances climbed 14.3 percent year-on-year to land at Rs. 15.4 trillion, contrasting with Rs. 13.5 trillion in September 2025. Financing also went up 6 percent from Rs. 14.5 trillion in August, expanding at a quicker pace than deposits during the month.
Consequently, the advances-to-deposits ratio went up to 37.7% from 37% in August. Even so, the figure remained 54 basis points under the 38.2 percent noted a year prior.
Investments Fall on Monthly Basis
Financial institution investments went up 12.1 percent year-on-year to total Rs. 40.1 trillion. Yet, they decreased 2.5 percent from Rs. 41.2 trillion in August.
The investment-to-deposits ratio decreased to 98.3 percent, falling 342 basis points year-on-year and 664 basis points month-on-month.
Twelve months prior, bank deposits had grown 12.3%percent to Rs. 35.2 trillion in September 2025.
