Faysal Bank announced an unconsolidated profit before tax of Rs 31.3 billion for the nine months ending September 30, 2026. The quarterly report, sent out on Thursday, 29 October 2026, also disclosed a profit after tax.
Faysal Bank Limited, traded on the PSX as FABL, stated that its directors cleared an interim cash payout for the third quarter. Share earnings showed a minor increase compared to the previous year.
Earnings per share edge higher
Share earnings, representing profit for each individual share, climbed to Rs 10.00 from Rs 9.89 during the corresponding timeframe last year, marking a 1.1% rise.
The pre-tax profit amount of Rs 31.3 billion reflects earnings prior to tax deductions, rather than the final net amount. These reported figures remain unconsolidated, concentrating solely on the bank rather than a broader corporate group.
Profit rises, payout stays level
Comparing figures to the previous year reveals a slight gain in earnings per share. The cash distribution failed to follow this upward trend, as the cumulative nine-month payout remained equal to last year.
The provided payout records also note a prior cash dividend release on 22 Oct 2026. Because the data lacks earnings figures from earlier periods, determining a wider long-term earnings pattern remains impossible.
Earnings and cash are different
Simply put, the data indicates the bank generated slightly higher earnings per share while keeping the nine-month cash distribution steady. Earnings per share track profit assigned to shares, whereas a dividend represents cash authorized by the board for payout.
These two metrics address distinct shareholder inquiries. The available details fail to specify the catalyst behind the higher earnings per share.
Nine-month dividend matches last year
The approved third-quarter interim dividend brings the aggregate cash distribution for the nine months up to September 30, 2026, to Rs 4.50 per share. The identical period ending September 30, 2025, recorded the exact same total of Rs 4.50 per share.
The supplied documents omit book-closure dates and payment timelines. The table below outlines the logged payouts.
| Announced | Entitlement | Book closure |
|---|---|---|
| 22 Oct 2026 | A cash dividend of 15% of face value | 05/11/2026-07/11/2026 |
| 22 Oct 2026 | A cash dividend of 15% of face value | 05/11/2026-07/11/2026 |
| 6 Aug 2026 | A cash dividend of 15% of face value | 20/08/2026-22/08/2026 |
| 6 Aug 2026 | A cash dividend of 15% of face value | 20/08/2026-22/08/2026 |
| 23 Apr 2026 | A cash dividend of 15% of face value | 01/05/2026-03/05/2026 |
| 23 Apr 2026 | A cash dividend of 15% of face value | 01/05/2026-03/05/2026 |
| 19 Feb 2026 | A cash dividend of 20% of face value | 20/03/2026-26/03/2026 |
| 23 Oct 2025 | A cash dividend of 15% of face value | 06/11/2025-08/11/2025 |
As PSX lists them, each in its own unit.
Share-price comparison unavailable
The provided documentation does not track share price movements across the reporting period. Consequently, identifying any price changes or connecting stock valuations to these financial results is not feasible.
About Faysal Bank
Faysal Bank Limited, listed on the Pakistan Stock Exchange under the ticker FABL, operates within the Commercial Banks sector and belongs to the KSE-100 index.
Source: "Transmission of Quarterly Report for the Third Quarter ended September 30, 2026", filed with the Pakistan Stock Exchange on Thursday, 29 October 2026.
